Terms of Use

TipHub is operated by TipHub Technologies Limited (RC—————), a company registered in Nigeria with its registered office at —————, Lagos, Nigeria. In these terms, "TipHub", "we" and "us" mean that company; "you" means the person using the platform.

By creating an account or otherwise using TipHub, you agree to these terms. If you do not agree to them, do not use the platform.

TipHub is a discovery and performance-verification platform for betting creators. Creators publish booking codes they have generated at a bookmaker. TipHub reads the selections behind those codes, follows them through to settlement, and builds a public performance record for each creator so that you can judge them on results rather than on their own claims.

• You must be 18 years of age or older. This is a hard requirement and we will close any account we believe belongs to a minor.
• You must have the legal capacity to enter into a contract, and gambling must be lawful for you in the place where you are.
• You must not be self-excluded from gambling, whether through a bookmaker, a regulator, or a scheme you have entered voluntarily.
• You may hold one account. Accounts are personal and may not be sold or transferred.

Give us accurate registration details and keep them current. You are responsible for what happens under your account, so keep your password private and tell us promptly at hello@tiphub.com.ng if you believe someone else has access to it.

You can sign out of all sessions by changing your password, and you can close your account at any time. Closing an account is explained in our Privacy Policy, which also sets out what we keep afterwards and for how long.

When a creator submits a booking code, TipHub reads that code at the relevant bookmaker to confirm it exists and to record the selections, odds and kick-off times attached to it. After the events finish, we read the same code again to record how each selection settled. That record is what produces a creator's published win rate and history.

It is important to understand the limits of this.

The bookmaker is authoritative

What we display is our reading of the bookmaker's data at a point in time. If our record and the bookmaker's record ever disagree, the bookmaker's record governs your bet.

Codes change and expire

Odds move, markets suspend, events are postponed, and booking codes expire. A code that resolved when it was published may load differently, or not at all, by the time you open it.

Verification is not endorsement

Confirming that a code exists and recording how it settled says nothing about whether the bet was sensible or whether it will repeat.

Past results do not predict future ones

A creator's history describes what already happened. It carries no information about what will happen next, and a strong record can be followed by a long losing run.

Coverage varies by bookmaker

Verification and settlement are available only for the bookmakers we currently support, and support can change. Where a code cannot be verified, we say so rather than implying that it was.

TipHub links out to bookmakers so that you can load a code where it was created. Those bookmakers are independent businesses. We do not control their sites, their odds, their settlement decisions, their promotions or their customer service, and we are not responsible for any of it.

Some creator content is paid. You may buy access to an individual ticket, or subscribe to a creator for access to what they publish while your subscription is active. Payments are processed by our payment provider; we do not store your card details.

What you are buying

You are buying access to information— the selections behind a code, and the creator's record. You are not buying a bet, a stake, a share of any winnings, or any outcome. A losing ticket is not a defective product.

Refunds

• Because access is delivered immediately and cannot be returned, purchases are generally final.
• We will refund you where the content was not delivered, where you were charged more than once for the same thing, or where the content was materially not what was described — for example, a ticket whose code had already expired before you bought it.
• We do not refund because a bet lost, because odds moved, or because you changed your mind after seeing the selections.
• Subscriptions run for the period you paid for and do not renew automatically unless the page you bought from says otherwise. Cancelling stops future access; it does not refund the current period.

To raise a payment problem, write to hello@tiphub.com.ng with the date, amount and reference. We aim to respond within five working days.

• Use TipHub if you are under 18, or help anyone under 18 to use it.
• Republish, resell or redistribute paid content, or share your account so that others can read it.
• Post content that is unlawful, abusive, harassing, defamatory, or that impersonates another person or creator.
• Claim or imply guaranteed returns, fixed matches, insider information, or that betting is a way to earn an income or clear a debt.
• Scrape, mirror or bulk-extract the platform, interfere with its operation, or attempt to access accounts, data or systems that are not yours.
• Use TipHub to launder money, to defraud anyone, or for any other unlawful purpose.

If you see content that breaks these rules, report it from the page it appears on or write to compliance@tiphub.com.ng.

TipHub, including its name, design, code and the performance records it produces, belongs to us. You may not copy or reuse it beyond what these terms allow.

Content you post stays yours. By posting it you give us a non-exclusive, royalty-free licence to host, display, reproduce and distribute it on and in connection with TipHub, including in promotional material for the platform. Creators should also read the Creator Terms, which set out how performance records are published and how content can be removed.

We do not promise that TipHub will be available without interruption. Features may change or be withdrawn, verification for a particular bookmaker may stop working, and we may take the service down for maintenance. Where a change is significant and we can give notice, we will.

We may suspend or close your account if you break these terms, if we are required to by law, or if we reasonably believe your account is being used fraudulently or by someone under 18. Where it is appropriate and lawful to do so, we will tell you why and give you a route to respond.

You may close your account at any time. Closure does not refund unused paid access, and it does not remove the settled performance record of any code you published as a creator — see the Creator Terms for why.

TipHub is provided on an "as is" basis. We do not warrant that the information on it is complete, accurate or current, and specifically we do not warrant that any code will load, that any odds shown are still available, or that any settlement we record is free of error.

To the fullest extent the law allows, we are not liable for indirect or consequential loss, loss of profit, or loss of opportunity. Where we are liable to you, our total liability for all claims in any twelve-month period is limited to the greater of the amount you paid us in that period and ₦50,000.

Nothing in these terms excludes liability that cannot be excluded under Nigerian law, including liability for death or personal injury caused by negligence, or for fraud.

We may update these terms. The date at the top of this page always reflects the current version. Where a change materially affects your rights, we will give reasonable notice through the platform or by email before it takes effect. Continuing to use TipHub after that means you accept the change.

These terms are governed by the laws of the Federal Republic of Nigeria, and the courts of Nigeria have exclusive jurisdiction over any dispute arising from them. How we handle personal data is governed by the Nigeria Data Protection Act 2023 and set out in our Privacy Policy.

General enquiries: hello@tiphub.com.ng
Content reports and compliance: compliance@tiphub.com.ng
Privacy and data requests: privacy@tiphub.com.ng

TipHub Technologies Limited, —————, Lagos, Nigeria.